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🏛️ National News
🔷 PM Mudra Yojana Completes 11 Years — 58 Crore Loans Worth ₹40 Lakh Crore Sanctioned
The Pradhan Mantri Mudra Yojana (PMMY), one of India’s most impactful financial inclusion schemes, completed 11 years on 8th April 2026. Prime Minister Narendra Modi highlighted it as a major driver of self-employment and youth entrepreneurship.
Key Facts:
- Launched: April 8, 2015
- Total loans sanctioned: ~58 crore loans
- Total amount: Over ₹40 lakh crore
- Two-thirds of beneficiaries = Women
- One-fifth of beneficiaries = First-time entrepreneurs
- Provides collateral-free loans up to ₹20 lakh
Four Loan Categories:
Category Loan Amount Shishu Up to ₹50,000 Kishor Up to ₹5 lakh Tarun Up to ₹10 lakh Tarun Plus Up to ₹20 lakh
- Contributes to the vision of Viksit Bharat @2047
- MUDRA = Micro Units Development and Refinance Agency
💡 Exam Tip: PMMY launched on 8 April 2015. Four categories: Shishu → Kishor → Tarun → Tarun Plus. Collateral-free loans. 2/3rd beneficiaries = Women. This is asked in UPSC, SSC CGL, IBPS PO every year. MUDRA Bank works under SIDBI.
🔷 KreditBee Becomes First Unicorn of FY 2026–27
KreditBee has entered the prestigious unicorn club after raising $280 million, achieving a valuation of $1.5 billion, becoming the first unicorn of Financial Year 2026–27.
Key Facts:
- Amount raised: $280 million
- Valuation: $1.5 billion
- Status: First Unicorn of FY 2026–27
- KreditBee is a digital lending platform (FinTech company)
- A Unicorn = A startup with valuation of $1 billion or more
💡 Exam Tip: A Unicorn startup = valuation of $1 billion+. A Decacorn = $10 billion+. A Hectocorn = $100 billion+. KreditBee = First Unicorn of FY27. Important for IBPS, SBI, RBI Grade B exams.
🔷 CCEA Approves ₹14,105 Crore Kalai-II Hydropower Project of 1,200 MW in Arunachal Pradesh
The Cabinet Committee on Economic Affairs (CCEA), chaired by PM Narendra Modi, approved the Kalai-II Hydro Electric Project (HEP) worth ₹14,105.83 crore in Arunachal Pradesh.
Key Facts:
- River: Lohit River
- District: Anjaw district, Arunachal Pradesh
- Installed Capacity: 1,200 MW
- Units: Six units of 190 MW + One unit of 60 MW
- Developed by: Joint Venture between THDC India Limited + Government of Arunachal Pradesh
- Cost: ₹14,105.83 crore
💡 Exam Tip:
- CCEA = Cabinet Committee on Economic Affairs — chaired by PM
- THDC India Limited = Tehri Hydro Development Corporation
- Lohit River is a tributary of Brahmaputra
- Anjaw is the easternmost district of India
- Important for UPSC GS3 (Energy), SSC, and State PCS
🔷 CCEA Approves ₹26,069 Crore Kamala Hydropower Project of 1,720 MW in Arunachal Pradesh
The CCEA also approved the Kamala Hydro Electric Project worth ₹26,069.50 crore with an installed capacity of 1,720 MW in Arunachal Pradesh.
Key Facts:
- Districts: Kamle, Kra Daadi, and Kurung Kumey
- Capacity: 1,720 MW
- Units: Eight units of 210 MW + One unit of 40 MW
- Implemented by: NHPC Limited + Government of Arunachal Pradesh
- Cost: ₹26,069.50 crore
Quick Comparison — Both Arunachal Hydro Projects:
Project River/Location Capacity Cost Developer Kalai-II Lohit River, Anjaw 1,200 MW ₹14,105 Cr THDC India + AP Govt Kamala Kamle, Kra Daadi, Kurung Kumey 1,720 MW ₹26,069 Cr NHPC + AP Govt 💡 Exam Tip:
- NHPC = National Hydroelectric Power Corporation — HQ: Faridabad, Haryana
- Arunachal Pradesh is known as “Power House of India” due to massive hydro potential
- Capital of Arunachal Pradesh = Itanagar
- CM = Pema Khandu | Governor = Kaiwalya Trivikram Parnaik
🔷 NHAI Launches ‘Arogya Van’ Initiative for Medicinal Tree Plantation Along Highways
The National Highways Authority of India (NHAI) launched the ‘Arogya Van’ initiative to develop medicinal tree plantations along National Highways, integrating green cover with infrastructure development.
Key Facts:
- Objective: Enhance biodiversity and promote ecological sustainability
- Trees to be planted: 67,462 medicinal trees
- States covered: Madhya Pradesh, Haryana, Delhi-NCR, Andhra Pradesh, Gujarat, Karnataka, Odisha, Tamil Nadu, Rajasthan, Maharashtra, and Chhattisgarh
- Uses vacant land along highway corridors
About NHAI:
Detail Information Formation 1995 Headquarters New Delhi Ministry Ministry of Road Transport and Highways 💡 Exam Tip: NHAI’s Arogya Van = 67,462 medicinal trees along National Highways. NHAI was formed in 1995. Ministry of Road Transport = Nitin Gadkari. Important for SSC, Banking, and UPSC GS3.
🔷 Two New Airports in Telangana — Warangal and Adilabad
The Union Ministry of Civil Aviation announced development of two new airports in Telangana at Warangal and Adilabad to boost regional air connectivity.
Key Facts:
- Adilabad Airport — to be developed by the Ministry of Defence
- Warangal Airport — to enhance regional aviation connectivity
- Aims to strengthen regional air connectivity and infrastructure in Telangana
About Telangana:
Detail Information Capital Hyderabad CM A. Revanth Reddy Governor Jishnu Dev Varma 💡 Exam Tip: Telangana’s new airports = Warangal + Adilabad. India’s aviation sector is governed by DGCA (Directorate General of Civil Aviation). Ministry of Civil Aviation = Ram Mohan Naidu. Important for SSC & Banking exams.
🔷 NTPC Signs MoU with EDF to Explore Nuclear Power Cooperation in India
State-owned NTPC signed a non-binding MoU with Électricité de France (EDF) to explore collaboration in nuclear power projects in India.
Key Facts:
- Agreement received approval from concerned ministries of Government of India
- Aims to explore advanced nuclear technology partnerships
- EDF = Électricité de France — France’s state-owned electric utility company
- Marks a step toward India–France nuclear energy cooperation
- NTPC = National Thermal Power Corporation — India’s largest power producer
💡 Exam Tip:
- NTPC HQ = New Delhi | Founded = 1975
- India has Civil Nuclear Agreements with USA, France, Russia, Australia, UK and others
- India–France bilateral relations are important for UPSC GS2
- EDF is headquartered in Paris, France
🌍 International News
🔷 India Withdraws Proposal to Host COP 33 Climate Summit in 2028
India has officially withdrawn its proposal to host the 33rd Conference of the Parties (COP 33) under the UNFCCC in 2028.
Key Facts:
- Decision communicated to the Asia-Pacific group
- India had originally proposed hosting COP 33 in 2028
- PM Narendra Modi had announced the bid during COP 28 High-Level Segment (2023, UAE)
- COP = Conference of the Parties — Highest decision-making body of UNFCCC
Upcoming COP Summits:
COP Year Location COP 31 2026 Antalya, Türkiye COP 32 2027 Addis Ababa, Ethiopia COP 33 2028 TBD (India withdrew) 💡 Exam Tip:
- UNFCCC = United Nations Framework Convention on Climate Change
- COP 28 = Dubai, UAE (2023)
- COP 29 = Baku, Azerbaijan (2024)
- COP 30 = Belém, Brazil (2025)
- COP 31 = Antalya, Türkiye (2026)
- This sequence is extremely important for UPSC Prelims and all competitive exams
🏦 Banking & Financial News
🔷 World Bank Raises India FY27 Growth Forecast to 6.6%
The World Bank has raised India’s FY27 GDP growth forecast to 6.6% from 6.3%, citing strong domestic demand and export performance.
Key Facts:
- FY27 forecast: 6.6% (raised from 6.3%)
- FY26 forecast: 7.6% (up from 7.1% in FY25)
- Source: World Bank’s South Asia Economic Update
- Note: RBI projects slightly higher FY27 growth at 6.9%
- Risk factor: Middle East conflict causing global headwinds
Updated GDP Projections Master Table:
Organisation FY26 Forecast FY27 Forecast World Bank 7.6% 6.6% RBI — 6.9% Morgan Stanley — 6.2% Moody’s — 6.8% ICRA 7.6% 6.5% OECD — 6.1% S&P Global 7.6% 7.1% Fitch 7.5% 6.7% CRISIL — 7.1% 💡 Exam Tip: World Bank HQ = Washington D.C. | President = Ajay Banga (Indian-American). This GDP table is one of the most asked topics in IBPS PO, SBI PO, RBI Grade B exams. Memorise it completely!
👤 Appointments News
🔷 UB Pravin Rao Appointed Chairperson of NASSCOM Foundation
NASSCOM Foundation appointed U B Pravin Rao as its new Chairperson, succeeding Rostow Ravanan.
Key Facts:
- Previously served as Vice-Chairperson and Chairman within NASSCOM (since 2014)
- Was Chief Operating Officer (COO) of Infosys from 2014 to 2021
- Will guide the Foundation’s strategic vision aligned with Viksit Bharat
- NASSCOM = National Association of Software and Service Companies
💡 Exam Tip: NASSCOM = India’s premier IT industry body. HQ = New Delhi. Infosys HQ = Bengaluru. Important for SSC CGL, Banking, and UPSC appointments section.
🔷 Sanjay Khanna Appointed as Chairman & Managing Director of BPCL
The Appointments Committee of the Cabinet (ACC) approved Sanjay Khanna as the new Chairman and Managing Director (C&MD) of Bharat Petroleum Corporation Limited (BPCL).
Key Facts:
- Tenure: Until May 31, 2029
About BPCL:
Detail Information Founded 24 January 1976 Headquarters Mumbai CMD Sanjay Khanna Ministry Ministry of Petroleum and Natural Gas Rank India’s 2nd largest government-owned downstream oil producer Refineries Bina, Kochi, and Mumbai 💡 Exam Tip: BPCL = Bharat Petroleum Corporation Limited. India’s 2nd largest downstream oil PSU (after Indian Oil Corporation). Three refineries: Bina + Kochi + Mumbai. CMD = Sanjay Khanna. Important for SSC & Banking exams.
🔷 India Elected to Key ECOSOC Bodies; Preeti Saran Re-elected to UN Committee
India has been elected by acclamation to several subsidiary bodies of the United Nations Economic and Social Council (ECOSOC).
Key Facts:
- ECOSOC = One of the six main organs of the United Nations
- India’s new memberships:
- Commission on Science and Technology for Development (2027–2030)
- Committee on NGOs (2027–2030)
- Committee for Programme and Coordination (2027–2029)
- Preeti Saran re-elected to Committee on Economic, Social and Cultural Rights (2027–2030)
💡 Exam Tip:
- 6 Main Organs of UN: General Assembly, Security Council, ECOSOC, Trusteeship Council, ICJ, Secretariat
- ECOSOC focuses on economic, social, and environmental issues
- Preeti Saran = Former Indian diplomat, India’s representative at UN bodies
- Important for UPSC GS2 (International Relations)
Recent Important Appointments (Quick Reference):
Person Position Menaka Guruswamy India’s first openly queer MP Krishna Kumar Singh CMD, SAIL Ashwini Bhide Municipal Commissioner, BMC (First Woman) Burra Vamsi Rama Mohan CMD, Power Grid Corporation Sanjay Khanna CMD, BPCL UB Pravin Rao Chairperson, NASSCOM Foundation
🛡️ Defence News
🔷 India–Egypt Joint Special Forces Exercise ‘Cyclone-IV’ at Anshas
An Indian Army contingent of 25 Special Forces personnel has departed for Egypt to participate in the 4th edition of India–Egypt Joint Special Forces Exercise “Cyclone-IV”.
Key Facts:
- Exercise Name: Cyclone-IV
- Edition: 4th edition
- Location: Anshas, Egypt
- Indian contingent: 25 Special Forces personnel
- Objectives:
- Enhance joint mission planning
- Improve interoperability
- Build special operations capabilities
- Training in realistic operational environment
💡 Exam Tip: India–Egypt exercise = Cyclone. Remember key bilateral exercises:
- India–USA = Yudh Abhyas (Army), Vajra Prahar (Special Forces)
- India–France = Shakti
- India–Russia = Indra
- India–UK = Ajeya Warrior
- India–Egypt = Cyclone
- Important for UPSC GS3, CDS, NDA exams
📅 Important Days
🔷 10 April — World Homoeopathy Day
Detail Information Date 10th April (Every Year) Significance Birth anniversary of Samuel Hahnemann — Founder of Homoeopathy Theme 2026 “Homoeopathy for Sustainable Health” Purpose Promote awareness about homoeopathy and its contribution to global healthcare 💡 Exam Tip: World Homoeopathy Day = 10 April = Birthday of Samuel Hahnemann (born 1755, Germany). He is known as “Father of Homoeopathy”.
🔷 11 April — National Safe Motherhood Day
Detail Information Date 11th April (Every Year) Significance Birth anniversary of Kasturba Gandhi Purpose Raise awareness about maternal health and safe pregnancy Objective Reduce maternal mortality through institutional deliveries and skilled care 💡 Exam Tip: National Safe Motherhood Day = 11 April = Birthday of Kasturba Gandhi (wife of Mahatma Gandhi). Important for SSC, UPSC, and Health Ministry-related questions.
🔷 13 April — Jallianwala Bagh Massacre Remembrance Day
Detail Information Date 13th April (Every Year) Massacre Year 1919 Location Amritsar, Punjab Perpetrator British troops under General Reginald Dyer Significance Peaceful gathering fired upon — hundreds of unarmed civilians killed Context Major turning point in India’s Independence Movement 💡 Exam Tip:
- Jallianwala Bagh Massacre = 13 April 1919
- Also called Amritsar Massacre
- General Reginald Dyer ordered firing
- Rabindranath Tagore returned his Knighthood in protest
- Udham Singh later assassinated Michael O’Dwyer (Lt. Governor of Punjab) in London (1940) in revenge
- Rowlatt Act (1919) was the trigger for the gathering
- Extremely important for UPSC, SSC, and all History-based questions
🕯️ Obituary News
🔷 Senior Congress Leader Mohsina Kidwai Passes Away
Mohsina Kidwai, senior Congress leader and former Union Minister, passed away marking the end of a long and significant political career.
Key Facts:
- Served as Union Minister under PM Indira Gandhi and PM Rajiv Gandhi
- Key portfolios held:
- Health
- Rural Development
- Urban Development
- Transport
- Significant figure in Indian political history and women’s leadership in Congress
💡 Exam Tip: Mohsina Kidwai served under two Prime Ministers — Indira Gandhi and Rajiv Gandhi. Important for Political History and Obituary sections in competitive exams.
🔷 🎵 Legendary Playback Singer Asha Bhosle Passes Away at 92
India lost one of its greatest musical legends as Asha Bhosle, the iconic playback singer, passed away at the age of 92 at Breach Candy Hospital, Mumbai.
Key Facts:
- Started playback career in: 1943
- Recorded songs in: ~20 Indian and international languages
- Worked with legendary composers:
- R.D. Burman
- A.R. Rahman
- Iconic songs:
- “Chura Liya Hai Tumne Jo Dil Ko”
- “O Haseena Zulfonwale Jane Jahan”
- Awards & Honours:
- Padma Vibhushan (2008)
- Dadasaheb Phalke Award (2000)
- Sister of legendary singer Lata Mangeshkar
- One of the most versatile voices in Indian music history
💡 Exam Tip:
- Asha Bhosle = Dadasaheb Phalke Award (2000) + Padma Vibhushan (2008)
- Started career in 1943
- Dadasaheb Phalke Award = Highest honour in Indian Cinema
- Sister = Lata Mangeshkar (Bharat Ratna, 2001)
- Important for SSC CGL, IBPS, UPSC — Awards and Cultural sections
⚡ Quick Revision Table
Topic Key Fact PM Mudra Yojana 11 years, 58 crore loans, ₹40 lakh crore, 4 categories, 2/3rd women beneficiaries KreditBee First Unicorn FY27, $280 million raised, $1.5 billion valuation Kalai-II HEP Lohit River, Anjaw, Arunachal Pradesh, 1200 MW, ₹14,105 Cr, THDC Kamala HEP Kamle/Kra Daadi/Kurung Kumey, AP, 1720 MW, ₹26,069 Cr, NHPC NHAI Arogya Van 67,462 medicinal trees, 11 states, National Highways Telangana Airports Warangal + Adilabad, Ministry of Civil Aviation NTPC + EDF MoU Nuclear Power cooperation, EDF = France India COP 33 India withdrew bid to host COP 33 (2028) COP 31 2026, Antalya, Türkiye COP 32 2027, Addis Ababa, Ethiopia World Bank India FY27 6.6% (raised from 6.3%) UB Pravin Rao Chairperson, NASSCOM Foundation, ex-COO Infosys Sanjay Khanna CMD, BPCL, till May 2029 Preeti Saran Re-elected UN Committee on Economic, Social & Cultural Rights Cyclone-IV India-Egypt Joint SF Exercise, Anshas Egypt, 4th edition, 25 personnel World Homoeopathy Day 10 April, Samuel Hahnemann, Theme: Homoeopathy for Sustainable Health National Safe Motherhood Day 11 April, Kasturba Gandhi birth anniversary Jallianwala Bagh Day 13 April, 1919, Amritsar, General Dyer Mohsina Kidwai Senior Congress leader, Former Union Minister Asha Bhosle Legendary singer, age 92, Padma Vibhushan 2008, Dadasaheb Phalke 2000
🎯 Practice MCQs — 13th April 2026
Q1. PM Mudra Yojana was launched in which year?
- (a) 2013
- (b) 2014
- (c) 2015 ✅
- (d) 2016
Q2. Which company became the first Unicorn of FY 2026–27?
- (a) Razorpay
- (b) PhonePe
- (c) KreditBee ✅
- (d) BharatPe
Q3. The Kalai-II Hydropower Project is located on which river in Arunachal Pradesh?
- (a) Subansiri River
- (b) Kameng River
- (c) Siang River
- (d) Lohit River ✅
Q4. How many medicinal trees will be planted under NHAI’s ‘Arogya Van’ initiative?
- (a) 47,462
- (b) 57,462
- (c) 67,462 ✅
- (d) 77,462
Q5. India withdrew its proposal to host which COP Summit?
- (a) COP 30
- (b) COP 31
- (c) COP 32
- (d) COP 33 ✅
Q6. The World Bank raised India’s FY27 GDP growth forecast to which percentage?
- (a) 6.3%
- (b) 6.4%
- (c) 6.6% ✅
- (d) 6.9%
Q7. Who was appointed as the new CMD of BPCL?
- (a) UB Pravin Rao
- (b) Debadatta Chand
- (c) Sanjay Khanna ✅
- (d) Rostow Ravanan
Q8. India–Egypt Joint Special Forces Exercise is known by what name?
- (a) Tasman Saber
- (b) Cyclone ✅
- (c) Shakti
- (d) Yudh Abhyas
Q9. World Homoeopathy Day is observed on which date to mark the birth anniversary of Samuel Hahnemann?
- (a) 7 April
- (b) 10 April ✅
- (c) 11 April
- (d) 13 April
Q10. Asha Bhosle received the Dadasaheb Phalke Award in which year?
- (a) 1995
- (b) 1998
- (c) 2000 ✅
- (d) 2008
📊 Answer Key
Q No. Answer Q1 (c) 2015 Q2 (c) KreditBee Q3 (d) Lohit River Q4 (c) 67,462 Q5 (d) COP 33 Q6 (c) 6.6% Q7 (c) Sanjay Khanna Q8 (b) Cyclone Q9 (b) 10 April Q10 (c) 2000
📢 Editor’s Note
✍️ By Ishan Verma | TheExamHub.in
“Every day you read current affairs is a day your competition doesn’t. Stay consistent, stay ahead.”
Today we also pay tribute to the legendary Asha Bhosle ji 🎵 whose voice was a treasure of Indian culture. Her contribution to Indian music will live forever.
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📅 Date: 13th April 2026 | Published by: TheExamHub.in | Author: Ishan Verma
🏷️ Tags: Current Affairs 13 April 2026, Daily GK Update, UPSC Current Affairs April 2026, SSC Current Affairs, Banking Current Affairs, PM Mudra Yojana 11 Years, Asha Bhosle, Jallianwala Bagh, KreditBee Unicorn, BPCL CMD, World Bank India GDP, CGPSC, State PCS
